BeautyQueen

  I have a how to budget blog post already but here are some tips to help you on your budgeting journey  Budget to zero before the month begins. Do the budget with your family.  Remember that every month is different. Start with the most important categories first.  Pay off your debt.  Don't be afraid to trim the budget.  Have goals  Try an online budget tool.

  There are a number of ways to look and feel your best on a budget. I have to budget really closely now since becoming a single mum but beauty is me and something I refuse to give up I just do it cheaply now.  Here are some tips on how to stay and look beautiful on a tight budget: Hair: hair care can be annoying, split ends end up with a trip to the hair salon which is expensive but if you look out for deals with local hairdressing students you can get an amazing service for FREE or dirt cheap.  When it comes to hair care products shop around. If you use a certain brand of something search them up online and find the cheapest place local to you that stock them. You may land up going to multiple stores but every dollar adds up.  Skincare: drink loads of water to keep your skin looking fabulous, wash your face daily and most importantly moisturise and apply sunscreen to protect and hydrate your face.  Makeup: not only will shopping deals save you money but buying...

I hate cleaning, but I do like research and shopping because of this I have some of the best cleaning products in my opinion. I know there is better on the market, but these are definitely my favourite cleaning products I have found for someone who lives on a budget.  To scrub the hard to get bits on the dishes i just went to my local $2 shop and got a pack that have a sponge on one side and the scrub bit on the other side but you can also get them from the shop Palmolive lemon and lime dishwashing liquid  Value multi-purpose cleaning cloths Dettol Antibacterial crisp green apple multi purpose cleaner Old newspapers Value microfiber cloths Pastel dish brush set of 2 Jonola regular premium bleach Cold power front and top loader sensitive pure clean  Surf tropical Earthwise laundry liquid lavender Chemico paste cleaner Lemon creme cleaner Preen vanish oxiaction coloursafe fabric stain remover Value glass cleaner Eco store bathroom & shower cleaner Duck lavender toilet f...

A lot of people want to start a budget but don't know-how. I was blessed into a family of budgeters, and because of that, I learned early on how to, so I will share tips on an easy way to budget.  Now, Senator Elizabeth Warren popularised a rule of sorts  in her book  “All Your Worth: The Ultimate Lifetime Money Plan.”  the rule is called the  50/30/20 budget  rule. Basically, the rule  is to divide after-tax income, spending 50% on needs and 30% on wants while allocating  20 % to savings. I don't follow this rule personally, but you can if you want to First, you need to work out how you want to set it out. Do you want to write it down on paper or on a spreadsheet? I find spreadsheets to be the easiest, but it all depends on you and your lifestyle. Next, work out how much you make a week/fortnight/month after tax. Really the method you use depends on how you get paid. I get monthly, so I base my budget on how much I make in a month, but if yo...